| F & M Bank Corp. |  | F & M Bank has deep roots in Virginia's Shenandoah Valley. Founded in 1908, the holding company operates about 10 Farmers & Merchants Bank branches in the northern Virginia counties of Rockingham and Shenandoah. Farmers & Merchants caters to individuals and businesses. It provides typical deposit products, including checking and savings accounts, CDs, and IRAs. Some 40% of its loans are mortgages; it also writes agricultural, business, construction, and consumer loans. The company offers insurance, brokerage, and financial services through TEB Life Insurance and Farmers & Merchants Financial Services. | | Visit Website |
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